Revised interest rates on OCBC, SCB and CIMB high interest rates accounts... What now?

Just less than 3 weeks ago, I posted about re-evaluating high interest savings accounts (HISAs). Since then, I have received news of lowered interest rates for OCBC 360 account, SCB JumpStart account and CIMB FastSaver account starting in July (15 Jul for CIMB).

This is not shocking given that the US has continued to maintain a low interest rate environment.

Also, the news of OCBC 360 account lowering interest rate is not new, but what's new is that they are doing it the 2nd time this year. The following table shows that for the average person with savings less than $35k, your interest rate of 1.2-1.4% has been cut to a measley 0.6% (from Seedly). 

"No Spending in May" Challenge Review

So it's already June, so let's review the "No Spending in May" challenge!.

Did I spend anything? Lol yes quite a bit actually on the non-allowables (though I used the cheat - strictly with credits)

1. Taxi
I had to go to the polyclinic for eyes strain earlier in May, so I took a cab there but walked home. Guess I could have walked there too. Lol. Spent $2 after using my existing $5 Grab voucher (which sadly didn't cover the full cost).

2. Shampoo set (Shampoo, hair mask and hair care gel)